EXECUTIVE PROFILES

Daniel P. Amos
AFLAC

DANIEL P. AMOS IS PRESIDENT AND CHIEF EXECUTIVE OFFICER of AFLAC Incorporated and its primary subsidiary, American Family Life Assurance Company (AFLAC). AFLAC, is a leading provider of supplemental insurance at the work site in the United States and the largest foreign insurer in Japan. AFLAC had over $25 billion in assets and over $7 billion in total revenues as of December 31, 1996.

MR. AMOS JOINED AFLAC IN 1973, and worked in sales for 10 years. Mr. Amos was named president of AFLAC in 1983, AFLAC chief operating officer in 1987, and AFLAC Incorporated chief executive officer in 1990.

MR. AMOS IS RESPONSIBLE for changing the company from a one-product company to a supplemental health insurance company in both the U.S. and Japan. AFLAC's founding product, cancer insurance, accounted for only 27% of new sales in the U.S. in 1996. Newly developed products accounted for the remaining 73%. The strategy of product broadening has been successfully deployed in Japan; products introduced since 1992 (care, living benefit life, and supplemental medical) accounted for more than 50% of new business in 1996. Continued broadening of products and expansion of distribution systems are the cornerstone of AFLAC's corporate strategy for both U.S. and Japan operations.

MR. AMOS HAS FOCUSED THE COMPANY'S ATTENTION on its    profitable operations and has cut costs by closing unproductive overseas  markets. Mr. Amos became responsible for AFLAC's Japan operation in 1987. AFLAC is the fourth largest life insurance company in Japan in terms of policies in force. AFLAC Japan currently insures over 23 percent of all Japanese households. AFLAC products are offered to employees of 96 percent of the companies listed on the Tokyo Stock Exchange.

MR. AMOS IS A DIRECTOR of The CIT Group, Inc. and Georgia Power Company. He serves as a member of the Consumer Affairs Advisory Committee of the Securities and Exchange Commission. He is chairman of the board of The Japan-America Society of Georgia and the University of Georgia Foundation. He also serves on the board of trustees of the House of Mercy.

BORN IN PENSACOLA, FLA., Mr. Amos holds a B.B.A from the University of Georgia in risk management and insurance. Mr. Amos received a Silver Award in Financial World magazine's 1994 "CEO of the Year" competition. In 1995 he was recognized by the Georgia Securities Association as the 1994 Executive of the Year, and by The Wall Street Transcript as the Silver CEO honored in the life insurance category. He received the University of Georgia Business School's "Distinguished Alumnus Award" in 1990.

This information is from the AFLAC Website

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